Yes, in short. 

 

A mortgage in principle gives you and those you intend to buy from peace of mind to know you have been pre approved for a mortgage. 

 

A mortgage in principle - often referred to a decision or agreement in principle will also help you to discover how much you can afford to borrow too. This will help you to narrow down your property search to properties within your budget. 

 

Today many estate agents wont even let you view properties without one to avoid time wasters. If you do view properties and make an offer, it wont be accepted until you can provide a mortgage in principle. So to save you time and the worry of not knowing if that property you have fallen in love with is out of reach, always secure a mortgage in principle first! 

Securing a mortgage in principle couldn't be simpler. One phone call is all you need to get the ball rolling. During a brief chat with ourselves and proof of a few documents, we can secure you a mortgage in principle with 24 hours. You can then enjoy the fun part of viewing properties and founding your dream home.